These smart women are all using the same straight-forward system to rocket out of debt and save money for retirement, college and life’s unexpected surprises.
Are you worried about your future… and especially about money?
Are you bothered by the fact that you have too much debt and not enough savings?
Are you tired of living paycheck to paycheck and using your credit cards to make ends meet?
If you answered yes to any of these questions, then I have to tell you that you are not alone. With the economy in a slump, women everywhere have started to worry about their families’ financial situations.
Get Out Of Your Debtor’s Prison and Save Your Future!
You have debt that you want to disappear. You want to start saving your money and you want to have the freedom that you deserve.
You want to retire without any worry and you want to send your kids to college.
How do I know all that?
Because I have been in your exact same shoes (actually I probably was in a lot more debt that you are now). But my husband and I changed the way we managed our money… and it allowed us to change our life.
I want you to know that there is a simple and easy way for you to finally:
Get on top of your family’s finances and quit letting your bills control your life!
Quit worrying about money and stop living paycheck to paycheck!.
Eliminate all of your debt (even your mortgage) in less than 2 years!.
Have peace of mind knowing that you are prepared for the future!.
Save for a comfortable retirement and never have to rely on social security!.
Have the money to put your kids through college without having to take out a student loan! .
Get back your freedom and know what it feels like to have more money than you need. .
Let me tell you my story…
I haven’t properly introduced myself, my name is Elena Neitlich and for years I let my husband handle all our finances and I never worried about a thing. Sounds nice, doesn’t it?
Well, it was… then one day his new business failed and my worry-free world was shattered. He told me that we were $200,000 in debt!
I was completely blindsided and I started to panic… I couldn’t even sleep at night.
But all that worry and dread turned out to be a good thing because those bad feelings forced me to finally do something I should have done a long time ago…
I finally decided to stop being a victim of debt and I got involved in our family finances.
In 2 years – without any change to our income – we managed to become completely debt free and now we are building our retirement “nest egg” that is getting bigger and bigger each month.
How did we do it?
Well, it wasn’t that easy to get started. My husband and I both felt a little lost. We knew we needed to make a serious change, but taking that first step was a little intimidating.
We both felt like we didn’t know where to begin. I actually remember saying to my husband one time… “What’s the point? We will never get out of this much debt!”
Sound familiar?
Getting started was difficult. We had to develop our own plan, we had to create our own strategy. We made a few mistakes along the way and learned what NOT to do.
I have to admit that my husband and I had to force ourselves to work hard and create a system that wipes-out your debt and builds big capital.
It was a struggle to figure everything out, to get all the right formulas, to test our ideas and discover what really works … but once we had a system in place everything else was a breeze.
Let Me Eliminate Your Biggest Obstacle for You
The night that my husband and I wrote the last check to completely pay off all our debts was an amazing feeling.
Two short years before we were so far in debt I didn’t think we would have ever climbed out – short of filing for bankruptcy. And there we were, completely debt-free.
Just imagine for a second the pride that you feel paying off that last little piece of debt. Just imagine the feeling of knowing that you have changed your life because you no longer owe anyone for ANYTHING!
I can’t tell you how rewarding and fulfilling that feeling is… and it was well-worth all the hard times that we had to get there.
Then, as we were sitting at our kitchen table talking about all the mistakes we had made and laughing about the struggle we had gone through it hit me like a ton of bricks…
If someone would have taken the time to help us create our debt-relief plan and given us the amazing system then wiping out our debt would have been down-right easy.
If someone would have taken the time to tell us how to get started and which mistakes to avoid then we would have been able to skip over all the hard stuff and jump straight to the results!
I knew then that my husband and I hadn’t just gone through all that trial and error to give us financial freedom; we went through all of that so we could help you eliminate your debt too!
In those years that we struggled to pay off our debt we had developed a specific plan and a 5-point system that works so well I actually started calling it the “H.A.P.P.Y.” System.
Yeah, it’s a dumb name… but once we had a solid plan and the “H.A.P.P.Y.” System in place, climbing out of debt was a breeze.
We were able to pay off $200,000 of debt faster than I would have ever dreamed with the 5-point “H.A.P.P.Y.” System. And that is because there wasn’t any confusion, there wasn’t any doubt and we didn’t have to worry about making mistakes.
All we had to do was stick to the plan and follow the system… the rest pretty much takes care of itself.
And that is why I am here, willing to share the 5-point “H.A.P.P.Y.” System for Family Prosperity with you… so you can get the plan and the system that you need – without having to pull your hair out or feel overwhelmed.
With the “H.A.P.P.Y.” System we managed to climb out of $200,000 of debt in only 2 YEARS!
We are in great financial shape and I know it might sound a little crazy… but we even have a closer relationship because we never fight about our funds or about the future.
I have stopped worrying about money – but this time it’s not because I am oblivious, it’s because I know where every red cent of our money goes.
And if I can use this amazing system to knock-out $200,000 in debt in 2 years… then you can use it to convert your debt into wealth.
Are You Prepared For Life’s Unexpected Surprises?
When I first found out about our little $200,000 problem I realized that I had no idea where our money was or where it was going.
I worried that we would have to struggle for 30 years to pay off debt. I worried that we would both have to get second jobs - while also raising the kids – just to make ends meet.
I just kept thinking… “What if my husband was to die or get seriously hurt? What would I do then?”
I had no idea where our bank and investment accounts were, how to access life insurance, how much our monthly expenses were (and really needed to be), how to keep up with health and home insurance, and how to keep up with our mortgage.
I was completely clueless. I was not prepared for life and our future. … Are you?
The 3 Vital Steps All Women Need To For Financial Security
You know that you need to take control over your finances, and you know that you need to start saving for your family, for your future and for your retirement.
You are ready to get your money in order and you are ready to make a change…
But you are just so overwhelmed that you just aren’t sure how to take that first step. .
And I want you to understand that it’s really not your fault.
A lot of women feel this way because everyone tells you that you need to pay-off your debts, but no one has ever told you how.
But if you want to make a difference on those credit card balances…
If you want to pay off your house in less than 2 years…
If you want to own your car free and clear…
If you want to have financial freedom and peace of mind…
Then you need to discover the Vital 3.
What I have found about getting out of debt and enjoying financial security is that it is all about three things:
1) Making a commitment to yourself and your family to become financially secure once and for all, no matter what.
2) Having a proven, reliable, step-by-step system that gets you out of debt and lets you focus on a secure retirement and your peace of mind.
3) Having support from a community of like-minded people going through the same challenges….all committed to helping one another succeed.
Once you have these three things in place… and you partner it with an unstoppable system, then you are guaranteed to escape from your prison of debt.
Suddenly everything in your life will change:
You feel like an expert on money planning and you will be in total control of your finances.
You finally enjoy peace of mind about your current and your future finances.
Your family relations improve because EVERYBODY is involved as a team to help the family succeed.
You no longer worry about paying down overwhelming debts or dealing with a sudden and devastating emergency.
You feel safe and assured knowing that you have to power to live like few other people can when you retire.
You eliminate the number one source of conflict that causes marriages to be miserable and ultimately fail (MONEY!).
Eliminating Your Debt Is A Simple Process… IF You Have the Right System to Follow
If you are serious about taking control over your finances and your future, then I have to let you know that this IS something that YOU can do… no matter how much money you make.
You CAN eliminate ALL of your debt (even your mortgage) in as little as 6 months to 2 years. You can start living life on your terms, you can stop worrying about your families’ future and you can finally stop living paycheck to paycheck.
Best of all, you can do this EVEN IF…
1) You have absolutely no understanding of debt, savings, or family finances.
2) You are not the primary financial decision maker in your home.
3) You are scared that your family is – or soon could be – on the verge of financial distress.
This isn’t rocket science, you don’t need an MBA and you don’t have to waste hours upon hours learning financial strategies.
I have already done the hard work for you. I have already struggled and tested and developed a system that works to terminate debt time and time again – for anyone with any income.
All you have to do is follow the steps and stay committed… the system will do the rest.
The Money Mom’s Guide to Financial Prosperity and Peace of Mind
Let’s get started getting you out of debt. If I can get myself out of $200,000 of debt in 2 years, then I know I can help you break-free of the debtor’s prison you are in right now.
How are we going to make this change and give you back your financial freedom?
Well, it’s simple really.
I am going to give you the plan that you need to get started, I am going to give you the system you need to follow, and I am going to give you the support that you need to see this commitment through.
When you have a powerful and effective plan in place then taking that first step is easy.
When you have a system then you have everything you need to pay off all your debt with lightening speed.
And when you can speak to others who have been in your exact shoes before then you have the opportunity to get the tips and the dirty little secrets you need to avoid mistakes and speed up your progress.
But where are you going to find all 3 of these crucial parts in one place?
Right here.
I want to introduce you to The Money Mom’s Guide to Financial Prosperity and Peace of Mind… a complete package created for women, by women to lead you out of your debt and into a secure and solid financial future.
Everything you need (plus a little extra) is all right here in one package. You are going to get:
INCLUDED - The Money Mom's Financial Prosperity and Peace of Mind plan that will remove your biggest obstacle… getting started. You receive a complete manual that lays out our system in step-by-step, paint by numbers fashion. Anyone who can follow simple instructions can succeed.
INCLUDED - The 5-point “H.A.P.P.Y.” System for Family Prosperity that allowed me to pay-off $200,000 of debt in 2 years… and turn my life around for the better.
INCLUDED -- 15 recorded audio lectures with hard-hitting information to get you started immediately and confidently on your program. You get online access to an exclusive member area where you can immediately access and download recorded audio lectures about the process. My husband and I walk you through the entire system, with an emphasis on what you need to do immediately to have a fast, positive impact on your financial life. You can download these recordings to any mp3 player or disks -- or just listen to them on your computer.
INCLUDED -- The constant support of our online community to keep you motivated and on track, to answer all your questions and to settle any fears.
In fact, you can email my husband and I with any questions you have and we will get back to you right away with a personalized response, usually within one business day.
I’m not just going to give you a system and say, “good luck”… I am going to give you everything that you need to get started, to stay committed and to eliminate your debt in a little as 6 months!
You life WILL change for the better when you don’t have to worry about money ever again! You will be prepared for your future, you will be able to retire in style and your children will be able to attend any college they want.
And with The Money Mom’s Guide to Financial Prosperity and Peace of Mind you are also going to discover:
Five reasons why women are afraid to talk about and deal with money – and how eliminate this problem while you become money-empowered.
A powerful yet extremely simple worksheet to get complete and total control of every single penny going in and out of your household.
The conversations that you must have with your spouse if you want to reduce tension and stop fighting about money.
Five mindsets that YOU must have to take control of financial issues once and for all.
Tools to get absolutely clear with your spouse about mutual goals and aspirations for retirement – and how you can achieve all of them.
How to develop a confident and empowered relationship to money and finances, instead of a being afraid and feeling overwhelmed.
Motivational strategies to keep you on track and financially safe – even during an emergency or during a rough month.
A financial primer that teaches you the basics of money and home finance without boring you with all the technical mumbo-jumbo.
The top 10 financial terms that every single woman needs to know for instant credibility when talking about money and investments.
The amazing secrets millionaires know about saving and investing money – that most people have never been told before!
Five myths and truths about credit reports – and the top three ways to REALLY improve your credit score by 50 points within six months.
Simple and easy-to-use planning worksheets to help you budget accurately each and every single month so you can eliminate your debt and start saving for your future.
A guide to make estate planning, wills, and life insurance simple for you – even if you know NOTHING about this stuff right now.
What you need to know to budget for special occasions like birthdays, holidays, vacations, and visits from your family.
The only guaranteed way to earn a good return on your money over time, and how to do it without getting ripped off by so-called professional investment advisors.
How to manage your finances when one person earns highly variable incomes (e.g. a salesperson or entrepreneur).
A 7-step plan that makes prioritizing your expenses and your household costs as simple as 1-2-3.
The secrets to saving for your kids’ college education, without sacrificing your own retirement or standard of living.
14 ways to instantly generate thousands of dollars of extra cash flow in your household, without having to spend a dime.
The TWO types of household costs that are the most dangerous and can ruin your savings plans… and how you can control them.
Three powerful ways to pay down your home mortgage early – without any risk to your credit score.
The truth about filing for Bankruptcy, its consequences, and how to avoid this last resort.
What to do if you are in dire straits and your home is at risk of foreclosure.
The only guaranteed way to be prepared for a serious crisis or illness without having to worry and without ruining your credit.
A simple formula to understand how much you need for retirement and a powerful plan that will get you there.
Are You Ready To Stop Allowing Your Debt To Make You A Victim?
I know that you are busy, but this is one offer that you can’t "set aside" to "check out later."
After all, I am talking about your future, your happiness and your financial stability… is there anything more important than that?
I am offering to give you a complete package that contains everything you need to eliminate your debt and build a strong financial future for yourself and your family.
With The Money Mom’s Guide to Financial Prosperity and Peace of Mind you are going to get the chance to be free from those minimum payments, to own your own home, to have more money and more freedom that you ever thought possible.
Sure, you could try and create your own plan and develop your own system… but why would you want to make this any harder on yourself?
I am only going to charge $97 for my workbook, my 5-point “H.A.P.P.Y.” System for Family Prosperity, the Money Mom’s Guide audio CD, and all the support and encouragement you will ever need.
Only $97 to eliminate thousands of dollars in debt… Only $97 to have the power to set yourself up for life… Only $97 to gain control over your money again.
In the grand scheme of things $97 is nothing when you consider how much use you are going to get out of my plans, my systems and my support. I am talking about the cost of a blouse and a pair of jeans, for crying out loud.
I know that I would have been willing to pay $997 for the chance to eliminate my debt… but I had to do it the hard way and I had to struggle.
For $97 I am offering you the easy way to GUARANTEE that your debts will be eliminated and that you will be more than prepared for anything life throws at you.
Make this investment for your family, yourself and your future.
Your 3 FREE BONUSES You Will Receive Today, Worth $188
Bonus #1:Instant Emergency Finances Worksheet.
Value $19… But For Today Only It’s YOURS FREE!
If something happened to your spouse, how would you figure out how to access your bank and investment accounts, life insurance, estate plan, home mortgage, home insurance, property title, tax and legal professionals, and bills? This Financial Control Worksheet gives you instant access to the records you need to have when (not if!) an emergency strikes.
Bonus #2:Instant Financial Control Calculators and Tools.
Value $150… But For Today Only It’s YOURS FREE!
You receive a Microsoft Excel File with forms to manage your expenses, repay and eliminate debt quickly, figure out how much to save for a secure retirement (and how to do it in simple and manageable steps), and help you plan for your kids' college and your other goals in life. I hired a leading financial analyst to develop this software exclusively for this program, and now you can have it as an exclusive benefit of the Money Moms program. This software makes it simple and easy for you to stay on top of your money! Plus, you also get printed versions of these same forms in your manual.
Bonus #3:Special Report – How to teach money savvy to kids.
Value $19… But For Today Only It’s YOURS FREE!
This special report shows you how to raise – and help others raise – financially smart kids. You can use this report to teach your own kids good money habits. Includes 16 wonderful exercises to have your kids get a head start on thinking about earning,saving, and investing money.
TOTAL VALUE OF ALL 3 BONUSES: $188
Take Back Your Life and Terminate Your Debt Today
It’s time for you to make a decision…
Are you going to decide, right here and right now, to finally get the system that you need to wipe-out your debt and prepare for your future?
Or are you going to keep doing what you have always done and look back 6 months from now and wish you had made a difference decision today?
The choice is clear. If you are willing to make the commitment then The Mom’s Guide to Financial Prosperity and Peace of Mind is willing to show you the way to financial freedom.
Give your family the security they deserve. Give yourself the peace of mind that you need. Order right now and let me show you the way to a brighter future.
Sincerely,
Elena Neitlich
President
Money Moms
P.S. #1. If you keep doing the same things… then you will always get the same results. If you are in debt right now, then you need to get a new different plan or nothing will ever change!
It’s time for you to make an investment in your future and your family. It’s time for you to get the right plan, the best system and the most powerful support so that you can quit feeling overwhelmed and start feeling in control.
P.S. #2. Climbing out of that dark hole of dept isn’t rocket science… It’s actually pretty easy. In fact, the hardest part is just taking that first step.
But I am offering you the chance to skip right over the hardest part because I have already done the work for you. I already have a plan of action for you to follow. I already have a system that works (and works fast). And I am going to give you the support and the guidance you need to take that first step and stay motivated.
You really don’t have any more excuses… If you can follow simple directions, you can succeed with my system.
P.S. #3. When you join this program you become part of a community of other women working together to support each other to get out of debt, get in control, and help the family succeed. You can contact me at any time with questions or for support. We are here for you – no matter what.
Isn’t this the kind of family you need? Don’t wait another second, Order now and get started making your dream of financial freedom come true!
Testimonials
OUT OF DEBT IN TWO YEARS:
“The best part of your program is not that it got us out of debt in only two years and set us up to live the American Dream for real (we were faking it before) – although it certainly did that for us. The best part is that now my husband and I finally work as a team to handle money issues. Our relationship and communication is so much stronger, and our stress levels have gone down like crazy!”
-- Beverly S., Plymouth MA.
I APPRECIATE THE MARKETING MATERIALS:
“I really appreciate your marketing materials. I knew nothing about getting into business for myself and you showed me exactly what I needed to know to coach others to enjoy the same success that I did with your system. Plus, I really thank you for being available whenever I needed you for questions! Thank you, thank you, thank you.”
-- Mary B., San Jose CA.
WHERE HAVE YOU BEEN ALL THESE YEARS?
"I’ve taken other ‘get out of debt’ courses and yours is by far the best. I’ve never seen a program designed especially for women – wives and moms who want to get more involved in family finances, without looking stupid. Thank you for empowering women like me!”
-- Missy H., Atlanta GA
PAID OFF $54,000 IN DEBT:
"We have paid off over $54,000 in debt in six months thanks to your program."
-- Amanda B., El Paso TX
I AM BECOMING A CELEBRITY IN TOWN:
"After I went through your program myself, I’ve found a receptive market for my money coaching seminars, one-on-one, and group coaching. Thanks for the great materials and support!"
-- Sara E., Orlando FL
MY HUSBAND WAS DELIGHTED WHEN I GOT MORE INFORMED ABOUT MONEY:
"Great program! My husband was delighted when I took your program and started asking some informed questions about our money. Working together, we’ve really gotten control of our bills, debt, and savings. We’ve paid off around $19,000 in credit card debt and student loans in the last year and plan to be debt free within 12 months."
-- Laura J., Providence RI
I LOVE THE COMMUNITY:
"I really love being part of the Money Moms community and joining in on the member teleconferences to discuss issues and get advice. I used to buy everything on credit and now, if I can’t pay cash I can’t afford it. Thanks!"
-- Carol K., Monterrey CA
YOUR PROGRAM SAVED US:
“We were buried in credit card debt and our monthly adjustable mortgage payment just went up again. Your program saved us, and maybe even saved our home. Now we expect to pay off our credit cards within the year. Thank you SO MUCH!”
-- Karen B., Milwaukee WI
Copyright Moms on Edge LLC and Money Moms Online. All rights reserved. Terms and conditions
If you answered yes to any of these questions, then I have to tell you that you are not alone. With the economy in a slump, women everywhere have started to worry about their families’ financial situations. 
I haven’t properly introduced myself, my name is Elena Neitlich and for years I let my husband handle all our finances and I never worried about a thing. Sounds nice, doesn’t it? 
We both felt like we didn’t know where to begin. I actually remember saying to my husband one time… “What’s the point? We will never get out of this much debt!”
The night that my husband and I wrote the last check to completely pay off all our debts was an amazing feeling. 
If something happened to your spouse, how would you figure out how to access your bank and investment accounts, life insurance, estate plan, home mortgage, home insurance, property title, tax and legal professionals, and bills? This Financial Control Worksheet gives you instant access to the records you need to have when (not if!) an emergency strikes.
You receive a Microsoft Excel File with forms to manage your expenses, repay and eliminate debt quickly, figure out how much to save for a secure retirement (and how to do it in simple and manageable steps), and help you plan for your kids' college and your other goals in life. I hired a leading financial analyst to develop this software exclusively for this program, and now you can have it as an exclusive benefit of the Money Moms program. This software makes it simple and easy for you to stay on top of your money! Plus, you also get printed versions of these same forms in your manual.
This special report shows you how to raise – and help others raise – financially smart kids. You can use this report to teach your own kids good money habits. Includes 16 wonderful exercises to have your kids get a head start on thinking about earning,saving, and investing money.